K. Cassandra Carter

Senior Associate

Cassie’s practice centers on general commercial litigation and banking and financial services law. She brings deep experience in consumer retail products, mortgage lending and enforcement, real estate title protections, collections, bankruptcy, and consumer banking compliance.

Cassie advises both local and national clients on a wide range of matters—from internal procedural questions to complex litigation strategies. She has represented clients in state and federal courts in cases involving the Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), Fair Credit Reporting Act (FCRA), garnishment proceedings, executions, and adversary bankruptcy actions.

Her litigation experience spans the full lifecycle of a case, including pre-suit investigation and resolution, strategic case analysis, discovery, motion practice, trial advocacy, and appellate counsel. Cassie is committed to helping clients enforce and protect their rights with precision and care.

Credentials

Education

University of Kentucky College of Law (J.D., cum laude, 2018)

  • Moot Court Board, president and member of the National Competition Team
  • Kentucky Journal of Equine, Agriculture, and Natural Resources Law, staff editor
  • Kentucky Inn of Court, 2018 student apprentice
  • Women’s Law Caucus, mentorship chair
  • CALI Award in Insurance Law
  • Swinford Club, best oral argument

Ashland University (B.A., 2010)

Bar admissions

  • Kentucky

Court admissions

  • U.S. District Court for the Eastern District of Kentucky
  • U.S. District Court for the Western District of Kentucky
  • U.S. District Court for the District of Colorado
  • U.S. Court of Appeals for the Sixth Circuit

Affiliations and memberships

  • Fayette County Bar Association (2022 – 2025 Board Member)
  • Kentucky Bar Association (2023-2024 Young Lawyers Board Member)
  • Opportunity for Work and Learning (2022 – 2025 Board Member)
  • Legal Aid of the Bluegrass Attorney Volunteer – Friend of Pro Bono Award Winner 2024
  • Mortgage Bankers Association Member

Publications
  • August 25, 2022

    A Refresher on Personal Guaranty for Community Banks